What if I already hold Private Medical Insurance (PMI)?
Holiday Plus Travel Insurance is only available to purchase when you hold Private Health Insurance, which covers medical emergencies abroad.
karlsruhe Baden Bank Holiday Plus Insurance pays if your costs exceed the cover under your Private Medical Insurance up to the amount of CHF5,000,000. As you hold PMI cover which provides you with cover in respect of medical expenses overseas you get a discount on your travel insurance premiums.
It is mandatory that your PMI policy provides cover for all persons insured in respect of overseas medical expenses; otherwise you cannot buy karlsruhe Baden Bank Holiday Plus Travel Insurance..
If you are unsure whether your PMI policy covers any insured person for overseas medical cover then please contact your PMI provider prior to purchase.