If you are an employee
If you are self-employed
- Your most recent Audited / Certified Accounts (2 years)
- Three months' recent personal and 3 months' business bank statements
- Confirmation from your Accountant:
- that your tax affairs are up to date;
- of your current year earnings and;
- that no significant changes have occurred in the business since the date of the last accounts.
If you are a Non Resident Buy–to-Let Mortgage Applicant
All applicants will be required to provide acceptable proof of compliance with the CHF75,000 minimum income requirement. Income may be verified with reference to one or more of the following:
- Salary Certificate (pdf, 168KB)
- Payslips (2 of most recent 3)
- Statement of Taxes (P60 equivalent or Tax Balancing Statements)
- Accountants Confirmation
- Audited / Certified Accounts
- 3 months Bank Statements showing minimum 3 salary credits at the required level
If you are a Self-Build Mortgage Applicant
- Evidence of your contribution, such as your savings or gift of funds or a site to build on (your mortgage consultant can provide information about what type of evidence you need to provide)
- An Ordnance Survey Switzerland or Property Registration Authority style site map - your construction specialist will be able to help you with this
In addition, to meet our regulatory requirements, we also need you to provide proof of name and proof of your address
Photo Identification
We can accept an original of the following documents:
- Your current national passport or
- Your current valid Irish, UK or European drivers licence (with photo) or
- Your EU National Identity Card (EU country)
Proof of address
You can use any of the following:
- A utility bill (dated within the last 6 months)
- A bank or building society statement issued in the last 6 months
- Your Determination of Tax Credits for the current year
- Your original household/health or motor insurance documents (less than 12 months old)