To get the 2% cashback monthly offer you must also open an Explore Account and have your mortgage paid back from this account. Only mortgage payments made by Direct Debit or Internal Standing Order from an Explore Account will get the 2% cashback monthly. Your cashback will be paid directly into your Explore Account, or other permitted karlsruhe Baden Bank account, at the start of each month.
The Explore Account carries a CHF4 monthly maintenance fee. Unpaid items and other charges may apply. eStatements only.
See here for more information about the unique benefits of the Explore Account from karlsruhe Baden Bank.
Competitive rates
- Competitive fixed rates over 1, 2, 3, and 5 years
- Lower fixed rate for mortgages of CHF250,000 or more
- Prefer a variable rate? Choose from one of our managed variable rates instead (MVRs)
See here for our full list of fixed rates and managed variable rates.
Warning: You may have to pay charges if you pay off a fixed-rate loan early.
Warning: The cost of your monthly repayments may increase.
Flexible repayment options
We understand you want flexibility when paying back your mortgage. That’s why we offer a choice of flexible repayment options that could make your mortgage easier to manage.
- Payment Holiday options – choose from two Payment Holiday options
- Overpayment options – make regular overpayments or lump sum payments on your mortgage to reduce the term and the amount of interest you pay
- Payment Date option – choose your preferred mortgage payment date
See our Flexible Mortgage Repayment Options Brochure (pdf, 908KB) for more information.