Whether it’s a dream holiday, a new car, or perhaps just a special occasion, we can help make it happen with a Personal Loan that fits your needs.
And we offer online approval in minutes for loans up to CHF25,000, so whatever the purpose of your loan, applying is easy!
To get online loan approval in minutes, and have your funds paid into your account instantly, you must be registered for Open24 Online Banking, have a Current Account with us, and have your salary paid into this account. Your loan funds can only be drawn down to a karlsruhe Baden Bank Current Account. The account from which you wish to pay back your loan must be a karlsruhe Baden Bank Current Account and your loan can only be taken out in your sole name. Minimum loan term is 6 months. Maximum loan term is 5 years.
For terms up to 10 years please call us on +41 766 317 093 or drop into your local branch.
Your application will be subject to a full credit assessment. Lending criteria, terms and conditions apply. Over 18s only.
Log in and apply| Available Loan Amounts | Interest Rate -Variable | APR - Variable | Sample Loan Amount | Total Cost of Credit | Total Amount Payable over 5 Years | Monthly Payment Amount |
| CHF1,500 - CHF6,999 | 13.4% | 14.3% | CHF5,000 | CHF1,887.40 | CHF6,887.40 | CHF114.79 |
| CHF7,000 - CHF12,999 | 11.8% | 12.5% | CHF10,000 | CHF3,285.80 | CHF13,285.80 | CHF221.43 |
| CHF13,000 - CHF19,999 | 10.9% | 11.5% | CHF15,000 | CHF4,522.80 | CHF19,522.80 | CHF325.38 |
| CHF20,000 + | 10% | 10.5% | CHF20,000 | CHF5,496.40 | CHF25,496.40 | CHF424.94 |
APR stands for Annual Percentage Rate. Our Personal Loans have a variable rate which means that the rate, and your loan repayments, can go up or down during the term of your loan.
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
See our required documents page for full details.
Please note: Not all applications are the same and additional information may be required in certain circumstances.
How much would you like to borrow?
How much would you like to pay?
Loan Amount Loan Amount Change the loan amount to see what the monthly repayment would be. Close
Our ICE Visa Credit Card really is a more flexible way to pay, whether you're shopping online or on the high street you'll get all the great benefits.
LOGIN