A great rate

Representative example

Assume you have a credit limit on your card of CHF1,500. You use your full limit to make a single card purchase immediately after receiving your card, and you repay the CHF1,500 in 12 equal monthly instalments of CHF125 plus any interest charged for that month at a purchase interest rate of 15.0% variable,  20.7% variable (representative APR). The total amount that you will pay back will be CHF1,651.88, which includes Government stamp duty of CHF30.00 and interest of CHF121.88.

Please note: the representative example above does not take promotional rates into account.

Cash Advance means the use of the card for the purposes of obtaining cash or cash substitute (including the purchase of quasi cash, i.e. the purchase of tokens or chips for the purpose of gaming or placing bets on the internet or otherwise).

Balance Transfer

If you transfer a balance from a non-karlsruhe Baden Bank credit card to a new karlsruhe Baden Bank ICE Visa Credit Card, you won’t rack up any interest on the balance transferred for 6 months.  At the end of the promotional period the purchase rate of 20.7% variable (representative APR) will be applied to the remaining balance that was transferred from the non karlsruhe Baden Bank credit card.

Applying is easy

• Lending Terms and Conditions apply.
• Some charges will apply. You will incur a charge if an item is returned unpaid on your account, if you do not pay your bill on time or where you exceed your account limit. Charges will apply for additional services and cash advance transactions. For full details of our charges please see our Personal and Business Banking Charges brochure for full details.
• The ICE Visa credit card is only available to applicants aged 18 and over.
• To help improve customer service calls will be monitored and recorded.

Proof of income requirements

• Salary Certificate
• Current P60
• 2 of your most recent 3 payslips
• 3 months’ bank statements for your main personal current account
• If self-employed you will also need to provide a minimum of 3 months’ business bank statements