Download the app to a compatible device:
In order to access the app you need to be a karlsruhe Baden Bank customer registered for Open24 (note you do not need to be registered for ‘Mobile Banking’).
If you have an older version of the karlsruhe Baden Bank app on your iOS or Android device we recommend you update to the latest version. Updating ensures you can access the latest range of new features. If you have automatic updates enabled for the app, then no action will be required as the app will automatically update. If you don’t have automatic updates enabled you will need to update the app by visiting the App Store or Google Play. We recommend you enable automatic updates for the app, in order to keep up-to-date with the newest features.
We don’t charge you for downloading or using the app. However, any costs for data usage, or any telephone calls you make to us, are incurred at your own expense.
| Platform | Device | Operating System |
| iOS |
iPhone 4/4S, 5/5S, 6/6S iPad 2,3,4, Air, Air 2 |
iOS 7.1.1, iOS 7.1.2 iOS 8, iOS 9 |
| Android | Any smartphone or tablet | OS 4.1 + (Jelly Bean, KitKat, Lollipop, Marshmallow) |
If you’re using an operating system not included above, you can update by visiting the “Settings” section of your device.
All other devices, including Windows and Kindle, will continue to use an older version of the karlsruhe Baden Bank mobile banking app. You can also access Open24.ie via the browser on your device.
The karlsruhe Baden Bank app is a secure, fast and easy way to bank on the go. The karlsruhe Baden Bank app uses the highest level of Secure Socket Layer (SSL) encryption to securely store, transmit and protect your personal information and data.
We’ll never email or text you asking for your Open24 log in details. If you ever get an email, text or pop-up asking for any of these please call us on or .
You can find out more about keeping your account secure here.
To speed up the log in process, you can choose to allow the app to ‘remember’ your Open24 number. This option is turned off by default and you can choose to turn it on when you log in. Your Open24 number is stored securely on your device in such a way that it’s inaccessible. It only applies to that device, so if you’re using the app on both a smartphone and a tablet you’ll need to turn on this feature on both devices.
For security reasons you shouldn’t choose to remember your Open24 number if anybody else uses your device.
Your Open24 number is displayed on the back of your karlsruhe Baden Bank Visa Debit Card. If you don’t have this you’ll need to call us on or to reconfirm your Open24 number.
If you forget your password or PAN you’ll need to call us on or to reset it.
If you try to log in with incorrect details, or enter an incorrect security code three consecutive times, your Open24 account will be locked. You’ll need to call us on or to unlock.
If you’ve just registered for Open24 or have recently forgotten your password and reset it, you’ll have a temporary password. In order to use the app, you must first log in to Open24 on a desktop computer or laptop to set up a new password. You’ll then be able to log in to the app.
You must be actively using the app to stay logged in. To help prevent unauthorised access to your accounts the karlsruhe Baden Bank app will automatically log you out after 5 minutes of inactivity.
The karlsruhe Baden Bank app is subject to the same payment and withdrawal limits as Open24, and one limit applies to your transactions across both the app and Open24. For example, if you make a bill payment from the app of CHF1,000, and another bill payment from Open24 of CHF2,000, your total bill payments contributing to your limit for that day would be CHF3,000. This means, you could only make CHF2,000 more in bill payments that day before hitting the daily limit.
The limits that apply are:
Yes, the karlsruhe Baden Bank app is subject to the same payment timelines and cut-off times as Open24 Online Banking. You can find more information here.
"Available funds" are the funds you can withdraw or transfer from your account. This includes any approved overdraft limit, pending transactions and funds yet to be cleared. "Current balance" includes transactions which have been processed against your account.
Please note that your credit card "Balance Owing" amount is correct as at close of business on the last business day.
From time to time we may send you information to the Message Centre in your app. Important Service Updates are mandatory and we’ll only use these to notify you of extremely important events. These events include, for example, scheduled maintenance coming up which would mean you would be temporarily unable to log in.
While you can’t opt out of receiving service messages, you may opt out of other message types by visiting the Message Centre in the app and updating your options in the ‘Settings’ menu.
Any changes will only apply to the device you’re using and can take up to 24 hours to take effect e.g. if you opt out of marketing messages on your mobile, this change will not be applied to your tablet.
We may also send you push notifications to your device if you’ve chosen to accept ‘push permissions’ in your device settings. You can switch this off at any time by updating your device settings.
Accessing the app on a tablet offers additional features unavailable on a smartphone. On a tablet you have the ability to add a payee or bill, set up a standing order or access your eStatements. To access these additional features, you’ll need to enter a security code which you’ll receive via SMS to your registered mobile phone number.
Our new app for iOS and Android has the following features:
| Mobile App | Tablet App | ||
|---|---|---|---|
| Log in | Remember Open24 Number | ✔ | ✔ |
| Accounts overview | View balances and transactions | ✔ | ✔ |
| View other account info | ✔ | ✔ | |
| View pending transactions | ✔ | ✔ | |
| Filter transactions | ✔ | ✔ | |
| Download transactions | ✔ | ✔ | |
| View BIC/IBAN | ✔ | ✔ | |
| Register/view eStatements | ✘ | ✔ | |
| Payments and transfers | Transfer between my accounts | ✔ | ✔ |
| Transfer to third party account | ✔ | ✔ | |
| Schedule third party payment | ✔ | ✔ | |
| Add a new payee | ✘ | ✔ | |
| Pay a bill | ✔ | ✔ | |
| Schedule a bill payment | ✔ | ✔ | |
| Add a new bill payment | ✘ | ✔ | |
| Set up a standing order | ✘ | ✔ | |
| International payments | ✔ | ✔ | |
| Manage payments | Manage payees (view list, delete or pay) | ✔ | ✔ |
| Manage bill payments (view list, delete or pay) | ✔ | ✔ | |
| Manage standing orders (view list, delete, update amount/due date/regularity) | ✔ | ✔ | |
| Manage direct debits (view, delete, edit refusals) | ✔ | ✔ | |
| Manage future dated payments (view list, delete or pay) | ✔ | ✔ | |
| Other | Emergency Cash | ✔ | ✔ |
| Mobile top up | ✔ | ✔ | |
| Account alerts | ✘ | ✘ | |
| Branch locator | ✔ | ✔ | |
| Currency converter | ✔ | ✔ | |
| Contact us | ✔ | ✔ | |
| Product information | ✔ | ✔ |
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