Bank on the go! Find out how you can bank with your mobile phone.
We have 4 services available through Text Banking:
Text 51309 for any text banking service.
Text 50309 for mobile top ups.
A balance enquiry is a request for the current available balance on your account.
Text balance to 51309. We’ll text you your balance.
Your available balance is the current amount of money in your account that you can withdraw or pay bills from.
You can request a balance enquiry on any of your accounts, as long as you have given it a nickname, which you can do through online banking Open24.
A mini statement lists the last 5 transactions made on your account and your available balance.
Text statement to 51309. We’ll text you the mini statement on your default account.
You can request a mini statement on your default account and any account that you have given a nickname (which you can do through online banking Open24).
A bill payment is a transfer of funds from your default account and an outside business or person.
We’ll send you a text that tells you that your bill payment was unsuccessful.
During a funds transfer, you’ll transfer funds from one account to another electronically. With text banking, you can only transfer funds between your own karlsruhe Baden Bank accounts.
We’ll send you a text that tells you that your funds transfer was unsuccessful.
You can transfer funds from or to your default account and any account that you have given a nickname (which you can do through online banking Open24).
No. This is not possible at the moment.
This is our way of keeping you secure. When you text us with your account nickname and the 2 digits of your access code, we can be sure that the request is coming from you.
We give you 3 chances to send the correct digits of your access code. If you’re wrong all 3 times, you won’t be able to transfer funds. Don’t worry, just give us a call at +41 766 317 093 and we’ll reset it for you.
You can request as many balance enquiries and mini statements per day as you want. Bill payments and fund transfers have limits:
We charge each text to 51309 at your mobile operator's standard text rate.
Get started with our mobile banking demo